Key takeaways
- Online accounting software with AI help from Intuit Intelligence.
- Best for: Businesses whose accountant already uses QuickBooks, Owners who want invoices and books in one place.
- Pricing: Paid plans from $19 per month for the first 3 months then $38 per month for Simple Start, as listed on November 6, 2026.
- Business data: Intuit says customer data is not shared with OpenAI or Anthropic to train their models and its agreements prohibit that use.
What QuickBooks Online does
QuickBooks Online handles invoices, expenses, bank feeds and reports. Its AI features sort expenses, help clean up books and answer questions. Higher plans add more users and more AI tools.
Who it’s for
A good fit for
- Businesses whose accountant already uses QuickBooks
- Owners who want invoices and books in one place
Not a good fit for
- Teams that want a flat price with no promotional discount ending
- Businesses that need more than the listed user limits on a low plan
QuickBooks Online pricing
| Plan | Price |
|---|---|
| Simple Start | $38 per month, or $19 for the first 3 months with 50% off |
| Essentials | $85 per month, or $42.50 for the first 3 months with 50% off |
| Plus | $140 per month, or $70 for the first 3 months with 50% off |
| Advanced | $340 per month, or $170 for the first 3 months with 50% off |
As listed on Intuit’s pricing page on November 6, 2026. Prices change, so check the live page before you buy.
Key features
- AI expense categorization
- Listed on every plan under Intuit Intelligence.
- AI Chat
- Gives quick insights and is listed as limited and in beta.
- More AI on higher plans
- Essentials adds Payments AI and Plus adds anomaly detection and Sales Tax AI.
- Users
- Simple Start has one user, Essentials three, Plus five and Advanced twenty-five.
How to get started with QuickBooks Online
- Gather your bank logins, customer and vendor lists and statements.
- Set your company, sales and expense settings.
- Review your chart of accounts.
- Connect your bank and review the transactions that appear.
- Create bank rules and add customers and products.
Steps based on Intuit’s own documentation. Menus change, so follow the live page if they differ.
Full walkthroughHow to Set Up QuickBooks Online for Your TeamAccounts, team invites, admin and data settings, connecting your apps, and three tasks to try first.Business data and privacy
Intuit says customer data is not shared with OpenAI or Anthropic to train their models and its agreements prohibit that use. The page does not say whether Intuit trains its own models on customer data.
Source: Intuit’s own documentation.
QuickBooks Online alternatives
Xero
by Xero
Online accounting software with an AI finance assistant called JAX.
Best for Bookkeepers who already work in Xero
Paid plans from $27 per month for Early after the introductory offer
Dext
by Dext
Captures receipts and invoices and sends the data to your accounting software.
Best for Businesses that handle many paper receipts and invoices
Paid plans from $25.21 per month billed monthly
Ramp
by Ramp
Company cards, bill pay and expense management with AI features.
Best for Businesses that want company cards with spend controls
Free plan, paid plans from $15 per user per month plus a platform fee for Plus
Expensify
by Expensify
Scans receipts and manages expense reports for teams.
Best for Teams that submit many receipts and mileage claims
Free plan, paid plans from $5 per unique member per month for Collect on pay-per-use
QuickBooks Online: common questions
How much does QuickBooks Online cost?
Simple Start lists at $38 per month with a 50% discount for the first 3 months. Higher plans cost more and allow more users.
What AI does QuickBooks Online include?
The pricing page lists AI features under the name Intuit Intelligence. These include expense categorization and an AI chat that is limited and in beta.
Sources
Read on November 6, 2026. Vendors change prices and menus, so check the live page before you buy.
About the author
Andy Kang, AI Partner Team. Andy Kang writes the AI directory for AI Partner Team, which sets up and builds AI tools for small businesses alongside managed IT. Each page is written from the vendor’s own pricing, help and trust pages, and shows the day those pages were checked.
- Facts come from the vendor’s own website and help docs, linked on every page.
- Each page shows the date we last read those sources.
- We do not score or rank tools. We say who each one suits and who it does not.
- If a vendor does not publish a price, we say so instead of guessing.